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Financial Aid for Caregivers
Financial aid for caregivers is, unfortunately, not only difficult to find, but generally difficult to get. There are, however, a few programs which offer financial aid for caregivers, as well as other forms of care for the elderly. The truth is that caregiving is a duty many of us will eventually assume as we take…
Nursing Home Attorneys and Handling Elder Abuse
If you suspect your elderly parents are victims of elder abuse, then you may have to research nursing home attorneys and find one who can help you. Nursing home attorneys are specially trained to recognize and deal with the signs of elder abuse and may be able to get you the swift justice you need….
The Advantages and Disadvantages of Seniors Reverse Mortgage
A seniors reverse mortgage can be a huge help for cash-strapped seniors who want to stay in their own homes but are besieged by ever growing expenses. It is believed there are over half a million seniors reverse mortgages out there, a huge increase from 2005, when there were around 100,000. Reverse mortgages first came…
Getting Senior Assistance for Your Electricity and Heating Bill
There are many creative—and easy—ways to get senior assistance in reducing electric and heating bills. From simply adding insulation and weather stripping to your home to purchasing Energy Star certified appliances, you can ensure that the utility bills which come each month like clockwork are less alarming to open. When you save energy in your…
5 Things You Should Know about Probate and Wills
The vast majority of probate cases revolve around Americans who are age 60 and over, so seniors need to be especially cognizant of probate and wills and all the issues surrounding them. Many of us are a little fuzzy on exactly what probate is although for general purposes it is the process which disposes of…
10 Ways to Reduce Your Monthly Retirement Planning Budget
Retirement planning for seniors can be much more complex than you ever imagined, and it can seem that there just isn’t any money left at the end of the month. Even if you have already cut out the morning trip to Starbucks and stay home much more than you go out you may still be…
Reverse Mortgage Pros and Cons
Researching reverse mortgage pros and cons are an important consideration when you are thinking of taking out a reverse mortgage. While you probably qualify for a reverse mortgage if you are over the age of 62, whether or not it is the right decision for you is another matter. Check out all the reverse mortgage…
Filing for Social Security Benefits
Retirement Social Security benefits are available to seniors who have worked for a designated period of time during their lives, and are now at an age which will allow them to receive these benefits. The Social Security Act, which initially gave Social Security benefits to seniors was signed in 1935 by President Roosevelt, and in…
Should you buy supplemental health insurance?
Before you can decide if you should buy supplemental health coverage, you need to understand just what this type of insurance is, what it covers, and what it costs. Then you need to compare what it offers relative to your healthcare needs. As with most things in life, there are situations where supplemental health coverage…